I noticed that the comparison article covers CONS for other carriers but not USCCA, whose coverage has one major, deal-breaking CON for me: they reserve the right to go after the insured to recover defense expenses if the insured is found guilty in a court of law. I like the transparancy even though it can be confusing. I know, I knowthat's kind of hard to believe, but it's 100% true. However on par with concealed carry qualifications if your state requires those. I had also had a problem with the flashlight and USCCA promptly helped me out with that but that only lasted about three more months and the second flashlight pooped out it also. Hello, does USCCA cover members excursively when in the United States, or does their member coverage stretch into Canada/Europe. Those states have made it illegal for these companies to do business, hanging the gun owners there out to dry. Click below for a FREE LESSON! I would suggest that you move to a constitutional carry state, or at least a state where it is easy and inexpensive to get a concealed handgun license. I will probably be going with uscca myself too. Good luck to you. Jerry, Eric, Great article but has anyone actually analyzed the avg cost of a "case" when someone is a shooter? So, went to sign up with USCCA, but got as far as putting in my address. I ordered one for me and one as Christmas present. It would foolish to assume that if you are found guilty that the NRA is going to pay out the other 80% just because they think you're an "ok guy". Pass it and youll get a nice patch in the mail. It is a good rule that you are far better off buying insurance from large, well-known companies that are registered with the insurance department to do business in your state. This is one of the most customer oriented organizations I have experienced! Retired PD. I wish the usc a sold the flashlight individually because its a great flashlight, Decent product with room for more items of your own personal edc or your own preferred survival gear but overall as a $155.00 starter product it is very underwhelming I got mine for joining the USCCA and knowing what I know now about this product if I were to get another it would be through the reference program NOT cash/card now I will do a pro con list because I still like this product I will start with pro, PRO The snaps that are on the molle straps keep un snapping after putting it on my armored vest that I wear on the range when I am instructing Students. Especially good was how he broke down the main components of drawing from a holster. Next course is a medical one in the same player format that goes over some useful info if youve never taken a med class before. Thank you for this. It's impossible. Knock on wood I have never had to use one of these entities but in today's times I think any are likely better than none. Good company and great for the different levels of coverage to meet the needs/price point of different people. Eric, I've been a Gold member of USCCA since May 2019. it appears that even if im attacked and defend myself im basiclly screwed. I keep this in the center console of my SUV. Again, you get the personal insurance benefits* like the gold plebesbut you unlock a bunch more educational stuff. If I got this wrong please forgive me, otherwise, could you please clear this up for me. Many other benefits. The full details of this story are yet unknown to the general public. Last up is what exactly is deadly force and what happens after a defensive gun use (lawyers, cops, phone call, and family plan). The prosecutor's budget is UNLIMITED. I appreciate the attitude of restraint and advice on avoidance of situations that would put you in a position to find it necessary to use deadly force. IF they don't - just delete the email Plead Guilty or risk Life in Prison.. Will the Atty try to pressure you to plead to something you are not guilty of to avoid the risk. I personally liked the stats that 86% of defensive shooting events occur between 9 and 15 feet. Mind if I pass out copies of this? I trusted this site so much that I'm really disappointed with this review of USCCA as an insurance carrier. Firearms have now been a part of my life for over sixty five (65) years. USCCA Membership Starts at just $29 - Join Now Start Membership 4.9 /5 Start Your USCCA Membership Today and Get These FREE Bonuses: Hurry! -- scroll down: https://ccwsafe.com/permit-plans. Unfortunate that USCCA does not offer memberships in NRA. In a self defense shooting, it is a safe assumption that the prosecutor will go after you with an unlimited budget especially to avoid public outcry. I, too, was initially swayed by all the bells and whistles of USCCA membership (namely, all the educational content covered in this article), so it pained me deeply to discover this game-changing clause in their policy, which even much cheaper insurance companies don't have. Just went through everything and was quite impressed. To much to lose not to spend the extra 150$. Boom! Thoughts? My only wish was it would have the tourniquet like my first one did. These guys are in the middle of a lawsuit where they decided not to cover one of their clients. Claim your FREE Survival Kit bonus ($155 value) + Pelican Vault when you activate your U.S. PLUSyou get access to my Beginner Handgun Course ($67 value) with any tier. Nice review! Also changing is the price you'll pay, as follows: Gold: Was $22/month or $247/year now $29/month or $299/year. I received this as part of a promo. They're a pre-paid legal service (no legal fees out of your pocket and then wait for reimbursement). I think it's the best deal out there, also. When I was four(4) years old my fathers uncle took me to some land he owned, and I shot a firearm for the first time. Someone stated that specific umbrellas might cover accidents. However, you do get some good info that hopefully sticks with you. How do I get a Replacement Member Card? Tim has slowly and methodically worked toward his goal and reached it. Interesting and great reaffirming article! Next I have the grim workshops boot knife and sheath We already have an account registered for email address But for those who are looking for that AND educationits a question of how much you want to learn. Some of the biggest differences were that they have no cap on civil and defense funds, and they will cover you if you have to take a plea. So, it appears, like the NRA coverage, they stop paying for any services once a guilty conviction is arrived at. Last upthis course seems to be from DVDs since they talk about disc numbers. Hi Bert, we're going to be slowly adding more. Whenever I call they are very friendly, knowledgeable and have all my answers. Policies are complicated and discussing coverage when you don't have a law degree is, even with a disclaimer, not really doing folks a service. Also, I had Insurance coverage on my gun collection with NRA this past year. You only give out the free lessons to FULL YEAR payor? Missing many facts here. A few caveats before I get to the meat of this topic. At least offer as an additional/. Overall its good info on what you can do before real medical help arrives. I'd be curious how those two listed compared to US Lawshield. This is troubling. Last up for this series is gun store etiquette which is always great info for first-timers to lower some anxiety when looking and purchasing firearms. A criminal-you are at a distinct disadvantage. Great kit. I have also been around firearms for even longer. I decided to go to the max since I reside in CA and own 2 small businesses. JUST LANDED | USCCA x Viktos CCW Sling Bag. Is the lawyer versed in the use deadly force issues and have experience? so basicly what im getting out of this is if i have use my weapon in self defense i better be sur ei save a bullet for myself! I understand about the emails!. I would get an umbrella liability policy over and above my auto and homeowners from a reliable company that I know will pay their claims for about the same money. If they refuse to pay your claim and they are 1,500 miles away with no regulator in your area that you can call on for help, what are you going to do? USCCA will prepare and assist you in that regard. The cordage is shoe string the flash light is cheap aluminum and does not come with batteries and the multi tool feels weak but havent tested it yet and its accompanied belt pouch is extremely weak In legal terms, that means that you have no real right to negotiate the wording. Andrea The silver plan still exists. It was so embarrassing that I just took it off! If you feel it wasnt worth it, even if you soaked up all the info, just call them up and ask for a refund. USCCA may be privy to some information from the prosecution in the case that contraindicates her legal status to their services. I missed an edit when they changed their plans. To add a spouse onto silver is not possible, Gold is $7mo or $77/year, Platinum is $9/mo or $97/year, and Elite is $13/mo or $147/year. Hi Buford! Thank you and keep up the good work. Hello Ken, Offer ends soon. USCCA will reimburse you up to the Manufacturer's Suggested Retail Price of your gun if it appears it will not be returned. I had the NRA Carry Guard insurance, however after the recent fleeing of certain companies from the NRA (including the underwriters for the Carry Guard insurance, Chubb) I am now a member of USCCA and couldnt be happier, especially with the main points you highlighted in the article. Civil Liability -- These are payments to the person you injured. Excellent article. Learn the 3 most popular shooting stances & more. You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. Assuming you did everything correctly, you will be prosecuted and they will do anything possible to destroy you. It means what he said, you are capped at $25,000 which is 10% of the 250,000 and the + means you are on the hook / responsible for the additional 10% of what ever that + is. They dive into all the malfunctions with actual on-the-range footage. -- initial $25,000* criminal / initial $25,000* civil for Armed Citizens (LDN). The rest of the "training" they offer really isn't all that good. USCCA President Your purchase is backed by the USCCA 365-day, 100% money-back, bulletproof guarantee. I will also put it in my console. Which you choose could make a HUGE difference in your immediate out-of-pocket expenses. Good Luck & Stay Safe. USCCA covers in the home as well as when you CC! The Silver plan is no longer advertised, but is available if you ask for it when signing up by the phone. On the plus: they have discusses with a self-defense lawyer that are good. This is what USCCA has up on their web page: https://www.usconcealedcarry.com/the-cost-of-defense/. A really great kit! Well researched articles and national exposure, insurance, Eddie Eagle and Jr. programs, etc. I was under the impression that my spouse ( domestic partner) would need a separate full member ship. As for its included tools as far as I could tell they seem upper mid-range, No obvious junk included, mostly all metal components and has all the basics covered. Even if you are not a member, this kit provides a good list of items (at minimum) to keep in your or travel packs at all times. Tim Schmidt founded the USCCA and continues as the head of it. If, you ever need to pull your gun, first of all that is not the time to decide if you are prepared to kill someone. (All representatives employed by Delta Defense, LLC) I have a question and look for any info others can provide. They do a good job of going through the basics starting with waterand actually deep dive into what purifiers to get for your specific purpose. A few issues with USCCA: Eric, Its ok but I didnt watch too many of them. USCCA insurance is head and shoulders above the others including NRA insurance. 1. cost. Not only was it not fixed, my account was deleted. I still got Platinum level insurance based on Murphy's Law (the worst will happen). Not much of an outdoor person but the kit is ok for starters, my question is how do you use the magnesium fire-starter. They certainly don't deserve even one star. CS Reps offered to give me some lawyers in the area to ask this question. I have however, wondered if you still used them or still felt the same way about their covereage, so a great update to this article. I'm like you Eric, we get bombarded with emails daily from USSCA and I keep reading them. Conversation. This write up convinced me to where I'm not a USCCA member. This write up convinced me to where I'm *now a USCCA member. I've had USCCA insurance for two years; given the number of prosecutors who hate guns/love publicity one would be a fool not to have some sort of insurance. CCW Safe for the best value and a few more features: From my experience..USCCA insurance was a life saver, (no pun). I purchased the Handgun Course and it was well worth the money, very grateful for that. Your link to "cost" does not really cover cost so one could do a Cost-Benefit-Analysis against the risk. Is this amount realistically good with the current mainstream & social media? Today, our community isn't only concealed carry permit holders. The bag is great, pretty much everything inside it except for the paracord is low-budget stuff that wont hold up if truly needed. I am taking their firearm instructor program training at the end of September. 2) because of so many weak/cheap items its NOT worth the price gear. I carry often, and the need for just in case insurance is something that will give me piece of mind. have to furnish these bonds." Anonymous You do not pay Seems that I remember that they press their members into service on building membership, may be that customer service is the same thing and not enough training and experience? Their second year and beyond price is $95, much lower than CCW Safe price of $179 for ccw-only customers ($145 for ex-military/police). .plus, member-only benefits like live webinars from top attorneys, exclusive discounts on training and gear from our industry-leading partners and so much more. I may have to switch to USCCA when my coverage expires unless they somehow redeem themselves. I feel a certain peace of mind knowing they can help me navigate through the legal minefield should a SD situation occur. And yesyou still also get the self-defense liability insurance that comes with any USCCA plan. There should be scissors, a better fire tool. I got USCCA because it covers "self-defense' legal matters with any type of weapon; and if I ever get into a self-defense altercation, I am covered. That said, I understand this is a very personal choice and the great majority of us will never find ourselves in a real-life draw situation requiring defense. I actually picked up USCCA when you published the original article and have never felt bad about my decision. And like youI wanted to make sure I had the best. See copied and paste below from USCCA actual insurance policy: "We have no obligation to provide a defense in connection with the investigation or defense of any criminal charge or criminal proceeding against the insured." But some questions were too definition-based instead of application. Loved the MOLLE attachment as well; it acts as a great addition to my range/hike bag. Eventually I guess Ill go buy a tourniquet. Heres a clip of how to fix a double-feed malfunction. I like how the instructor was outside using specific firestarters. Both CCWSAFE and US LAWSHEILD had comprehensive replies to my questions within 36 hours. You can find that hidden gem on Page 11, Section I (as in "eye') Sub Section 1. I hope I never have to test to see if I made a good decision. Notify me of follow-up comments by email. Their coverage is better and their cost was about half. So, if you go to a jury trial, expect to pay for it yourself, whatever. USCCA IS HORRIBLE. David Content from Amazon Services LLC. Theres good stuff on why mass shootings are getting more prevalent but the above image was eye-opening info for me. Concealed Carry Association 855-388-4075 [6:00 a.m. - 11:00 p.m. CT] I checked out the attorney web sites and most of them are focused on "other than" CCW matters. The general attitude of people that have been licensed to sell insurance could be characterized as "suspicion." In the insurance package; where if you PLEAD GUILTY OR FOUND GUILTY, you can be forced to repay everything back to the USCCA!! Be the first to see new gear, store promos and more! NRA carry guard, from what I have read, is no longer available. Your comparison of gun liability insurance was both informative and humorous. Prepared Americans should have one in their home, car, work, or anywhere else they or their loved ones plan to go. USCCA is one of several CCW plans that are currently available. Thank you. I don't know; I think I may have gotten the wrong insurance for this year. Or do I at least get that access after paying all year on monthly? Please clarify. Here in California about the only place you'll have a firearm is in your home, at the range, or to/from range or FFL. USCCA may indeed have a better plan, but using a site bankrolled by the Bloomberg crowd throws up red flags. Has anyone encountered this issue and been able to work through it with USCCA (or gotten a satisfactory answer as to why you can not see the Declaration page)? The flashlight is bright and the other stuff nice. - Only company to include spouse and children under 18 when defending themselves inside your house (NRA Carry Guard covers spouse); additional fee for others. Great to hear of your positive experience! USCCA vs NRA Cary Guard Comparison chart especially helpful. Today's reality as I understand it. Of all the areas in the country, Communist NY is one of the states that you would need this type of insurance the most. I found it good to think over situations, see how my actions differed from others, and then go over some FAQs for general situations. I am very sorry to hear that some of those items were received broken. Which is it? Anonymous All Rights Reserved. For what reason I never was given I think that would probably be one of the most important tools of this kit. As such, we have received a notice of inquiry from the state of New Jersey about our membership program. Why did you settle with them and not an umbrella policy on your insurance? Free Shipping & Free USCCA Keychain On All Orders! Call the Award-Winning Customer Engagement Team at 1-800-674-9779, available 24/7. "We do not This lightweight, compact kit is truly the perfect choice for any patriot. Since you can upgrade or downgrade I would soak up the infosee if its worth the new stuff each month and then downgrade. One of my own companies was a family founded and owned (by me) insurance agency. What else in the kit is from China? What size batteries does the flashlight take? USSCA is the final column titled "Other Insurance Product. Why are the comments gray text on light gray background? You could source the individual components off of Amazon for less than $30. The others didn't have what seemed like as well thought out a business plan. 7) full body zipper and a cross pack Velcro strap that runs top to bottom, CONS